Merchant Acquiring Reconciliation System
Comprehensive merchant management, clearing, settlement, and reconciliation system that automates your entire payment processing workflow with enterprise-grade security.
- Complete Payment Processing Automation
- Enterprise-Grade Security
- Multi-Network Support
Complete Payment Processing Automation
MARS streamlines your entire merchant acquiring operations with end-to-end automation from onboarding to settlement, backed by industry-leading security certifications.
- Automated merchant onboarding and management
- Real-time transaction processing and settlement
- Advanced reconciliation and dispute management
- Multi-network support (Visa, Mastercard, Amex, RuPay, UPI)
MARS Core Modules
Six comprehensive modules that work together to provide complete payment processing automation.
Merchant Management
Complete merchant lifecycle management with onboarding, fraud detection, and fee management.
- UI/API Onboarding
- Fraud & PG Integration
- Fee & Commission Setup
- Merchant Grouping
Transaction Processing
Advanced acquiring processing with surcharge calculation and multi-cutoff support.
- Surcharge & Fees
- Cancellations & Refunds
- Interchange Validation
- Multi-cutoff Processing
Clearing & Settlement
Automated interchange processing for all major payment networks.
- Visa/Mastercard Files
- Amex Processing
- UPI Integration
- BIN Management
Billing & Settlement
Comprehensive accounting and liquidation with multiple settlement cycles.
- Commission Processing
- Payment Hold/Overdraft
- Credit/Debit Adjustments
- Multiple Cycles
Reconciliation
Advanced transaction matching and reconciliation with historical repository.
- Transaction Matching
- Settlement Reconciliation
- GL Entries
- Historical Repository
Chargeback & Dispute Management
Complete dispute lifecycle management with document handling and fee processing.
- Chargebacks
- Retrieval Requests
- Representments
- Document Management
Supported Payment Networks
MARS supports all major payment networks and local payment systems worldwide.
Trusted by Industry Leaders
MARS has been successfully deployed with leading financial institutions and payment processors.
Enterprise-Grade Security
MARS meets the highest security standards in the payment industry with comprehensive certifications and compliance frameworks.
PA-DSS Certified
Payment Application Data Security Standard compliance for secure payment processing.
PCI-SSF Compliant
PCI Software Security Framework compliance (in process) for enhanced security.